Part-I
Module A: Financial Institutions Related Laws
3.Financial Institutions Act, 1993
Module B: Financial Instrument Related Laws
2.Note Refund Regulations, 2012
Module C: Financial Activities Related Laws
1.Foreign Exchange Regulation Act, 1947
2.Money Laundering Prevention Act, 2012
Module D: Business Related Laws.
3.Transfer of Property Act, 1882
Module E: Information and Data Related Laws
1.Bankers Book Evidence Act, 1891
2.Information and Communication Technology Act, 2006
4.Right to Information Act, 2009
Module F: General Laws
1.Bangladesh Environment Conservation Act, 1995
3.Bank Deposit Insurance Act, 2000
Part-II
Module A: Overview
6.Relationship with the customers,
7.Rights & Obligations of banks & customers,
8.Providing services in accordance with customer acceptance policy & schedule of charges
Module B: Deposit Accounts & Operation
1.Customer and UCIC (Unique Customer Identification Code)
- KYC,
9.Proceduresof opening of Accounts and relevant documents required for opening of accounts
4.CDD (customer due diligence)
10.Introduction,
13.Opening of Account through digital Platform,
Module C: Negotiable Instruments Act 1881
- Cheque,
6.Drawer & Drawee, Payee, Holder,
7.Holder in due Course,
8.Payment in due Course,
9.Inland instruments,
10.Foreign instruments
11.Negotiation,
12.Endorsement,
13.Effect of endorsement,
- Cheque payable to order
15 Effect of material,
16.Revolution of bankers’ authority,
17.Crossing of cheques & its effects.
18.Collecting Banks’ responsibility.
Module D: General Banking
1.Debit Cards.
2.Internet banking.
3.Transfer of accounts,
4.Standing instruction,
5.Stop & lost payment instruction & its revocation,
6.Dormant accounts and its revival,
7.Unclaimed deposit accounts
- Closing of accounts,
9.Operation of minor students, no-frills, Incapacitated-sick-disabled accounts,
10.Resident & Non-Residents Accounts,
11.Accounting entries related to deposit/withdrawal/transfer of money.
12.Fees and commission,
12 Charging interest in deposit/loan accounts,
13 Encashment of deposit accounts,
14.Tax and Excise duty,
15.Issuance and payment orders.
16.Demand draft.
17.Telegraphic Transfer,
- Cancellation and Duplicate Issuance,
- BACH operation management, BEFTN, NPSB and RTGS.
Module E: Cash Management
1.Demand and time liabilities (DTL),
2.Calculation and maintenance of CRR,
3.Maintenance of clearing accounts with Bangladesh Bank and other banks,
4.Vault limit and transit limit management,
5.Insurance Coverage
- Management of cash in vault Counter
7.ATM and feeding branches,
- Handling of Mutilated/Torn/ soiled/issue/re-issue and fake notes,
9.Purchase, sell of prize Bond,
- Maintenance of security stationary, stamps, safe in-safe out Registrar,
11.Management of Locker and safe custody services,
12.Inward and outward bills for collection (IBC and OBC),
- E-chalan, A-chalan, E-gp.
14.Payment foreign inward remittance (COC and A/C payee)
Module F: Other General Banking
1.Reconciliation/ checking of daily activity report,
2.DCFCL,
3.Management and Preservation of records,
4.Documents and Vouchers,
5.Checking of daily statement of affairs/income and expenditure related statement,
6.Balancing of all heads of general ledger (Gil.).