Bankers’ Book Evidence Act, 1891 – Overview
The Bankers’ Book Evidence Act, 1891 is an important legislation in India and Bangladesh that provides legal acceptance to entries in bankers’ books as evidence in courts of law. This Act plays a crucial role in simplifying the process of presenting banking records during judicial proceedings.
Objectives of the Act
- Facilitate the use of certified copies of bank records as evidence.
- Reduce the burden on banks to produce original documents in court.
- Ensure authenticity and reliability of banking records in judicial processes.
Key Provisions
| Section | Description |
|---|---|
| Section 2 | Defines “bankers’ books” to include ledgers, cash books, day books, and other records. |
| Section 4 | Certified copies of entries are admissible as evidence without producing the original book. |
| Section 5 | Bank officers cannot be compelled to produce original books unless the court orders. |
| Section 6 | Conditions under which courts can inspect bankers’ books. |
Conclusion
The Bankers’ Book Evidence Act, 1891 streamlines judicial proceedings involving banks by recognizing certified copies of bank records as valid evidence. Understanding this Act is crucial for bankers, lawyers, and anyone involved in financial litigation.
